Website Privacy Policy

Effective Date: September 28, 2023

Introduction

Bedrosians Tile & Stone (“Company” or “We” or “Bedrosians”) respects your privacy and are committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit our website (bedrosians.com) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

On this Website.
In email, text, and other electronic messages between you and this Website.
Through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website.

It does not apply to information collected by:

Us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or
Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 13

Our Website is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us by submitting a form.

Notice at Collection

Our Collection and Use of Your Personally Identifiable Information

As part of the normal operation of the Website, we may collect and, in some cases, use or disclose personally identifiable information (referred to herein as “personally identifiable information” or "PII") about you where we reasonably believe it will help us administer our business or provide products, services or other opportunities to you as described below. For your convenience, we are listing the categories of PII that we collect below and have collected within the past 12 months:

Category	What We May Collect	How Collected	Reason for Collection*
Identifiers	A real name, alias, postal address, unique personal identifier, Internet Protocol address, online identifier, email address.	Through the website, through publicly available databases, through marketing partners and service providers, through referral services, written in a completed form, application or other written correspondence, e-mail and/or by telephone.	To provide products and services to you, and manage relationships; to provide you with our marketing materials, facilitating social sharing, and administering promotions; to maintain and improve the functionality or our online services; and to meet our legal, regulatory and contractual obligations.
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).	A name, address, telephone number, credit card number, debit card number, or any other financial information.	Through the website, through publicly available databases, through marketing partners and service providers, through referral services, written in a completed form, application or other written correspondence, e-mail and/or by telephone.	To provide products and services to you, and manage relationships; to provide you with our marketing materials, facilitating social sharing, and administering promotions; to maintain and improve the functionality or our online services; and to meet our legal, regulatory and contractual obligations.
Commercial information.	Records of products of services purchased, obtained, or considered, as well as purchasing history.	Through the website, through publicly available databases, through marketing partners and service providers, through referral services, written in a completed form, application or other written correspondence, e-mail and/or by telephone.	To provide products and services to you, and manage relationships; to provide you with our marketing materials, facilitating social sharing, and administering promotions; to maintain and improve the functionality or our online services; and to meet our legal, regulatory and contractual obligations.
Internet or other electronic network activity information.	Browsing history, search history, and information regarding a consumer's interaction with our website.	Through your browser or device, use of an app, or through the use of cookies or other automatic data collecting tools (as set forth below).	To provide products and services to you, and manage relationships; to provide you with our marketing materials, facilitating social sharing, and administering promotions; to maintain and improve the functionality or our online services; and to meet our legal, regulatory and contractual obligations.

*In addition to the reasons for collection described above, we may, in our sole discretion, retain original and updated PII as part of our records for reasons such as technical constraints, dispute resolution, trouble-shooting and agreement enforcement. In addition to the PII listed above, we may also collect the following “Non-PII”:

Instructions, comments, and opinions you provide when you contact us directly by email, chat, online forms, telephone, or mail.
Your opinions and information via surveys we send to you regarding our products and services, potential new products and service, our Online Services, or other matters.
Information necessary for you to participate in our contests.
Information that you choose to provide to us when you interact with us.

We may also collect, aggregate, and share "Non-PII" which is information that is aggregated, anonymized, de-identified and is unable to be readily identified to you.

This Privacy Policy only addresses the use and disclosure of PII and other information we may collect from you.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

by which you may be personally identified, such as name, postal address, e-mail address, telephone number or ANY OTHER INFORMATION THE WEBSITE COLLECTS THAT IS DEFINED AS PERSONAL OR PERSONALLY IDENTIFIABLE INFORMATION UNDER AN APPLICABLE LAW (“personal information”);
that is about you but individually does not identify you, such as your purchase history, saved products, customer type, the most commonly viewed products; and/or
about your device and internet connection, including your IP address, operating system, equipment/type of device you use to access our Website, browser type, and usage detail such as pages visited and length of time spent on each page.

Information You Provide to Us

The information we collect on or through our Website may include:

Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, registering for an account, saving favorite products or creating projects, subscribing to our marketing emails, subscribing to our online services, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website or a problem with a product.
Records and copies of your correspondence (including email addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website, such as purchasing or ordering products, and of the fulfillment of your orders. You may be required to provide financial information, such as your payment card information, before placing an order through our Website.
Your search queries and page visits on the Website.

You may have the opportunity to register for the Website or log in using Facebook’s API. If you use this option, we will collect, store, and use in accordance with this policy the information you agreed that Facebook could provide to us through its API.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

The information we collect automatically may include personal information and we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
Web Beacons. Pages of our Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). The current pixel tags currently used include Facebook, Twitter, Pinterest, Barilliance, Crazy Egg, Criteo, Bing, Pandora, Rakuten, GroundTruth, Snap and LinkedIn Insight.

We also use the following tools for various marketing purposes:

Enhanced tools, such as Pinterest Enhanced Match, Google Enhanced Conversions, and Facebook Enhanced Match. These Enhanced tools use pixel technology to search for, and determine, automatic form fill when a user is completing a specific form.
APIs, such as Facebook Conversion API and Google Ads API.
E-mail addresses are used to perform targeted advertising
E-mail addresses are also used to create look-alike audiences on various digital marketing channels (this is also known as Act-a-Like audiences on Pinterest), in order to create seed marketing lists for further targeted advertising.

We may tie information collected automatically to personal information about you that we collect from other sources or you provide to us.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

To present our Website and its contents to you.
To respond to your inquiries or provide you with information, products, or services that you request from us.
To fulfill the specific purpose(s) for which you provide personal information.
To provide you with notices about your account and/or subscription, including for example confirmation emails related to your transactions on our Website.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To prevent or detect fraud.
To notify you about changes to our Website or our policies or any products or services we offer or provide.
To allow you to participate in interactive features on our Website.
For marketing or advertising purposes.
To help maintain, improve, or troubleshoot the Website or perform analytics.
For our legitimate business purposes, to the extent permitted by law.
For any other purpose with your consent.

We may also use your information to contact you about our own goods and services that may be of interest to you. If you do not want us to use your information in this way, do not check the relevant box on the account registration/order form or as presented to you during check-out. If you originally subscribed to marketing emails and would like to be omitted from future email distributions you may unsubscribe at any time by clicking the “Unsubscribe” link at the bottom of the email. In addition, you can always request opt-out by submitting a form.

. For more information, see Choices About How We Use and Disclose Your Information.

Disclosure of Your Information

We may disclose aggregated information about our users and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

To our subsidiaries, affiliates, and other members of our corporate family.
To contractors, service providers, and other third parties we use to support our business, including advertising partners or credit bureaus in the event of account defaults.
In the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Bedrosians’ assets or business lines, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Bedrosians about our Website users is among the assets transferred.
To fulfill the purpose for which you provide it.
For any other purpose disclosed by us when you provide the information.
With your consent.

We may also disclose your personal information:

To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
To enforce or apply our website’s Terms and Conditions and other agreements, including for billing and collection purposes.
If we believe disclosure is necessary or appropriate to establish, protect, or exercise the rights, property, or safety of Bedrosians, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

We may also gather aggregated data about you and disclose the results of such aggregated information (but not PII) to third parties for marketing, promotional or other purposes.

Sale of Personally Identifiable Information

In the preceding twelve (12) months, we have not sold personally identifiable information.

Third-Party Data Collection

Some content or applications on the Website may be provided by third parties, including advertisers, advertising networks and servers, analytics companies, and application providers. These third parties may use cookies or other tracking technologies to collect information about you when you use the Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising. For example, some of these third parties may be members of the Network Advertising Initiative ("NAI") or the Digital Advertising Alliance ("DAA"), which provide a single location where you can opt out of certain types of data collection and use or out of receiving targeted ads from member companies. To opt out, visit www.networkadvertising.org/managing/opt_out.asp or www.aboutads.info.

You may have the opportunity to register for the Website or log in using Facebook’s API. If you use this option, Facebook may collect, store, and use certain information in accordance with its privacy policy.

The Website uses Google Analytics to monitor and analyze the use of the Website, and Google may share this data with other Google services. We have enabled Google Analytics Advertising features so Google may use the data collected to contextualize and personalize the ads of its own advertising networks. This Website and third parties, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on past visits to our Website and report how ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to this Website. You can learn more about Google’s privacy practices by visiting their website at http://www.google.com/policies/privacy/partners/.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible, not function properly, appear differently or not include personalized information such as product recommendations.
Promotional Offers from the Company. If you do not wish to have your email address or contact information used by the Company to promote our own products or services, you can choose not to opt-in by leaving unchecked the relevant box located on the account registration/order form or the checkout page. If you received a promotional email from us and would like to be omitted from future email distributions, you may unsubscribe at any time by clicking the “Unsubscribe” link at the bottom of the email. Unsubscribing from promotional emails will not prevent you from receiving emails from the Company as a result of a product purchase, warranty registration, product service experience or other transactions.
We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from certain third parties by www.networkadvertising.org/managing/opt_out.asp or www.aboutads.info.

Third-Party Websites

The Website may contain links to or links from third-party websites that are not owned or controlled by us. We have no control over the content, privacy policies, or practices of any-third party website. You are subject to the policies of those third-party websites where applicable. We encourage you to review the privacy policies of these third-party websites before you disclose your personal information.

Browser Do Not Track

The Website is not currently configured to respond to Do Not Track signals or other mechanisms that provide a method to opt out of the collection of information across the networks of websites and online services in which we participate. If we do so in the future, we will describe how we do so in this policy.

Accessing and Correcting Your Information

You can review and change your personal information by logging into the Website and visiting your account profile page.

You may submit a form to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Contributions from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Contributions, is governed by our website’s Terms and Conditions.

Your California Privacy Rights

Personal Information Shared for Direct Marketing Purposes

If you are a California resident and have provided personal information to us, you are entitled by law to request certain information about the personal information we shared, if any, with other businesses for their own direct marketing uses. To make such a request, please submit a form.

Include the website or line of business to which your request pertains. We will provide the requested information to you at your e-mail address in response. Please allow thirty (30) days for a response. We are required to respond to only one request per customer each year, and we are not required to respond to requests made by means other than through the above email address.

We will not share your personal information with third parties for their direct marketing purposes if you request that we do not do so. You may make such a request by submitting a form.

Please note that there is no charge for controlling the sharing of your personal information or for processing this request.

California Do Not Track Disclosures

California Business & Professions Code Section 22575(b) (as amended effective January 1, 2014) provides that California residents are entitled to know how a website operator responds to “Do Not Track” (DNT) browser settings. DNT is a feature offered by some browsers which, when enabled, sends a signal to websites to request that your browsing is not tracked, such as by third party ad networks, social networks and analytic companies. We do not currently take actions to respond to DNT signals because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a DNT standard once one is created. For information about DNT, please visit: www.allaboutdnt.org.

California Residents: Your Request Rights

This privacy notice for California residents supplements the information contained in the previous portions of this Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California ("consumers" or "you"). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”), as may be amended or supplemented, and any terms defined in the CCPA have the same meaning when used in this notice.

If you are a California resident, you should be aware that you have certain special rights regarding your PII and any “personal information” as that term is described in the California Consumer Privacy Act. Such information is collectively referred to in this Privacy Policy as “personal information”.

If you are a California resident, you may request that we disclose the following:
1. The categories of personal information we have collected about you.
2. The categories of sources from which the personal information is collected.
3. The business or commercial purpose for collecting or selling personal information.
4. The categories of third parties with whom we share personal information.
5. The specific pieces of personal information we have collected about you.
We do not knowingly collect, use, share or disclose personal information from children under the age of 13.
If you are a California resident, we are obligated to make additional disclosures if we choose to sell or share your data for business purposes. While we do not sell your personal information, we may disclose your personal information to third parties in the ordinary course of business. Following this, we will disclose the following at your request:
1. The categories of personal information that the business collected about you.
2. The categories of personal information that the business sold about you and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
3. The categories of personal information that we have disclosed about you for a business purpose.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You may request the above information at least twice per 12 month period. We will ask for some verification to comply with this request in order to protect your privacy.
If you are a California resident, you may also make a request to delete the information we have collected about you.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
1. Sales, identifying the personal information categories that each category of recipient purchased; and
2. Disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Right to Opt-Out

You have the right to direct us to not sell your personal information at any time (the "right to opt-out"). To exercise the right to opt-out, you (or your authorized representative) may request to opt-out by submitting a form.

Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time by submitting a form.

You do not need to create an account with us to exercise your opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request via form. The verification we may request will reflect personal information that you have previously provided to us.

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.

You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. These requests are free, though we reserve the right to implement a reasonable fee for excessive or complex requests you may submit. The verifiable consumer request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

Before responding to a request by you, we will ask you to verify your identity using personal information you have previously provided to us, in order to protect your privacy. The manner in which we do so will vary on how you make a request and what is being requested. For example, if you submit an inquiry via email, we will respond with an email requesting verification. Otherwise, we may ask you verbally if you make this request over the phone (or in person). We may not be able to oblige all requests, as we are prohibited from disclosing some information.

In the event that you are using an authorized agent to request a disclosure or the deletion of your information, please send us a signed letter, including your name, email, your agent's name, and your agent's email, authorizing your agent. We may then ask you to verify your identity with us by email before responding to a request by your agent. Alternatively, you may directly confirm with us that the agent is authorized to submit the request.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

Response Timing and Format

We endeavor to respond to a verifiable consumer request for access or deletion within forty-five (45) days of its receipt, and a verifiable opt-out request within fifteen (15) days from receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

Personal Information Sales Opt-Out and Opt-In Rights

If you are 16 years of age or older, you have the right to opt-out and direct us to not sell your personal information at any time. We do not sell the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the "right to opt-in") from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age.

Consumers who opt-in to personal information sales may opt-out of future sales at any time.

To exercise the right to opt-out, you (or your authorized representative) may submit request.

You do not need to create an account with us to exercise your opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Deny you goods or services.
Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
Provide you a different level or quality of goods or services.
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information's value and contain written terms that describe the program's material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

Privacy Rights for Nevada Residents

Nevada residents have the right to direct us not to sell certain personally identifiable information that we collect about you on our Websites or other online services by submitting request. This information includes: your first name or first initial and last name in combination with your social security number; driver’s license number, driver authorization card number or identification card number; account number, credit card number or debit card number, in combination with any required security code, access code or password that would permit access to your financial account; medical identification number or a health insurance identification number; user name, unique identifier or electronic email address in combination with a password, access code or security question and answer that would permit access to an online account.

Additionally, you may review and request that we change the personally identifiable information that we collect about you on our Online Services by submitting form.

Our service providers and other third parties may collect personally identifiable information about your online activities over time and across different internet websites or online services when you use our Online Services.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Conditions of Use, Notices and Changes to Our Privacy Policy

By using the Website you agree to the terms and conditions in this Privacy Policy and the Bedrosians’ Terms and Conditions (the terms and conditions of which are hereby incorporated by reference). In the event of any conflict between the terms and conditions of this Privacy Policy and the Terms and Conditions, then the Terms and Conditions shall control. If you do not agree to any of these terms and conditions you should not access, browse or use the Website.

You agree that any dispute over privacy or the terms contained in this Privacy Policy, our Terms and Conditions, or any other agreement we have with you will be governed by the law of the State of California.

As our business changes from time to time, this Privacy Policy and the Terms and Conditions are subject to change at any time. We reserve the right to amend the Privacy Policy and Terms and Conditions at any time, for any reason, without notice to you, other than the posting of the amended Privacy Policy and/or Terms and Conditions to the Website and changing the version number and date of the Terms and Conditions and Privacy Policy which is noted just below the first line of text that is the title of these documents. The use of your information is subject to the Privacy Policy and Terms and Conditions in effect at the most recent time of use. The policies and procedures described herein replace all previous policies and procedures regarding this subject. We encourage you to periodically check back and review the policies and procedures so that you always will know what PII and other information we collect, how we use it, and with whom we share it.

Governing Law

This Privacy Policy shall be governed by, and will be construed under, the laws of the State of California, U.S.A., without regard to choice of law principles. Those who choose to access the Website from locations outside of the United States do so on their own initiative, and are responsible for compliance with local laws if and to the extent local laws are applicable, including without limitation, all applicable laws, rules and regulations regarding the transmission of data exported from the United States or the country in which you reside.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, please submit a by submitting a form.